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Roof Insurance Repair  Services in Massachusetts

Roof  Insurance Repair and Restoration

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We're a leading local roofing company specializing in roofing services including replacement, repairs, and skylight installations. As certified residential roofing contractors in Massachusetts, we provide top-quality roofing systems with the best warranties and financing.

Insurance Claims for Storm Damage Repair

Most homeowners insurance policies include coverage for roof damage resulting from storms, whether it's due to rain, snow, hail, or wind. However, it's essential to confirm what your specific policy covers by either reaching out to your insurance company or reviewing your policy documents in detail.


When storm damage occurs, the first step is to file a claim with your insurance provider as soon as possible. This prompt action can help expedite the process. It's also crucial to document the damage thoroughly. Keep photographic evidence of the affected areas and retain receipts for any emergency repairs. At Master Roof we provide professional inspection reports and other necessary documentation to support your claim, ensuring you have all the evidence needed.
When communicating with your insurance company, it's advisable to keep all interactions in writing. This creates a clear record of all discussions and decisions. Hiring a public adjuster can also be beneficial, as they specialize in navigating the insurance claims process, potentially leading to a more favorable outcome for you.


After your insurance company assesses the damage, they will offer a settlement, typically based on the estimated repair costs. If you find the offer insufficient, you're entitled to negotiate. If negotiations do not yield a satisfactory result, you might consider legal counsel to help secure a fair settlement.


Throughout this process, maintaining a proactive, patient, and persistent approach is beneficial. Insurance companies might not immediately offer the full amount required for repairs, but with persistence, you're more likely to receive the coverage you need.


At Master Roof, we understand the intricacies of dealing with insurance claims for storm damage. Our experience can guide you through this often complex process, ensuring you're well-supported every step of the way.

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Roof Insurance Repair FAQ

  • Should I have my roof inspected before I file for an insurance claim?

    It is recommended you have your roof inspected for damage prior to filing a claim with your insurance. Our inspection will help guide you through the process.

  • What should I do immediately after my roof has been damaged by a storm?

    Ensure your safety first. Once it's safe, visually inspect your roof from the ground for obvious damages like missing shingles or fallen debris. Avoid climbing onto the roof yourself. 


    Contact Master Roof for a professional assessment to determine the extent of the damage and necessary repairs.


  • Should my contractor be present for the insurance adjuster?

    Having your contractor present during the adjuster's visit is wise, as they can help the adjuster accurately identify all damages, given adjusters might not be roofing experts.

  • My roof was damaged in a storm and is leaking. Should I put a tarp on it?

    Call us promptly and we can discuss options. A roof can be a dangerous place (especially when wet!).  Let Master Roof expert roofers guide you through the options to keep you and your home safe!


    Here is an article on steps to take after storm damage.

  • Does Master Roof assist with insurance claims for storm damage repairs?

    es, Master Roof has experience working with insurance companies and can guide you through the claims process. We provide detailed assessments and documentation to support your insurance claim, helping to ensure a smoother and more efficient experience.


  • Does the old roof need to be removed before a new roof can be installed?

    Yes. You need to remove all old layers before installing the new system. Here are links for a better understanding the roofing system or a more general article on roofing materials

  • Is Master Roof fully licensed, certified, and insured?

    Yes we are. We are a fully certified company, ready to provide proof of licensing and insurance to safeguard your property, your family, and our team's well-being, along with our equipment and vehicles.

  • How many layers of roofing are allowed in Massachusetts?

    According to section R905 of the Massachusetts State Building Code 780R, homeowners are allowed no more than two layers of asphalt shingles on their roof. Additional layers add too much weight to the structure, making it prone to roof collapse.


  • What are the roofing laws in Massachusetts?

    In Massachusetts, roofing laws and regulations are primarily governed by the Massachusetts State Building Code, specifically under 780 CMR (the Commonwealth of Massachusetts Regulations), which includes detailed provisions for roofing:


    Permits

    A permit is required for any roofing work, including replacements or major repairs. This ensures that all work adheres to state and local codes.


    Underlayment

    For slopes of 4:12 or greater, one layer of underlayment is mandated. 

    For slopes between 2.5:12 and 4:12, at least two layers are required, with specific installation methods to prevent water infiltration. For lower slopes or in areas prone to ice damming, self-adhering polymer-modified bitumen underlayment or multiple layers of underlayment might be required as an ice barrier, extending at least 24 inches inside the exterior wall line.


    Roofing Materials: The code specifies minimum standards for materials that can be used, ensuring they meet certain fire resistance and durability criteria. Asphalt shingles, for example, must comply with ASTM standards.


    Ventilation

    Adequate roof ventilation is crucial to prevent moisture buildup, which can lead to mold or structural issues. 

    Insulation: While not directly a roofing law, proper insulation under the roof is often linked with roofing regulations to ensure energy efficiency, which indirectly affects roofing performance and longevity.


    Contractor Licensing

    While not explicitly a "roofing law", contractors in Massachusetts must be registered Home Improvement Contractors (HIC) for any home improvement work, which includes roofing. This ensures that they meet certain business practices and consumer protection standards.


    Local Regulations

    In addition to statewide laws, municipalities might have additional or more stringent regulations, especially in historical districts or cities like Boston, where older building stock might require specific preservation measures.


    Insurance Considerations

    While not law, insurance companies might have additional requirements or influence practices through coverage stipulations, like requiring a certain type of roof or age limit for coverage against wind damage, as seen in user posts regarding Citizens Insurance in Florida, though Massachusetts might not have identical laws, the principle of insurance considerations affecting roofing decisions applies broadly.


    Historical or Specific Building Codes

    For historical buildings or structures in certain areas, there might be unique regulations concerning roofing materials or methods to preserve the architectural heritage, though this would be more case-specific.


  • Is a Roof Assessment same as Roof Inspection?

    A roof inspection is a thorough assessment of a roof's condition, materials, and components, while a roof assessment can include a five-year forecast and recommendations for maintenance.

  • What steps should I take after storm damage?

    Here are the most important steps to take after storm damage: carefully inspect your roof from the ground. 


    Look for signs of visible damage, such as missing or damaged shingles or other roofing materials, dents, or fallen branches. If available, use binoculars to get a closer look. 


    As soon as possible, contact Master Roof or another contractor for a professional inspection of the entire roof. Click here for a comprehensive list of action items

  • How much does it cost to replace a roof?

    Asphalt Shingles are the most common choice due to cost and durability, ranging from $6 to $10 per square foot. They offer a lifespan of 20-50 years, with a straightforward installation process.


    Rubber (EPDM) materials are often used for flat roofs, costing $10 to $10.00 per square foot. Rubber roofs are durable and last 20-50 years, but their aesthetic appeal is limited.


    Metal Roofs such as standing seam or metal shingles is a visually appealing option with costs ranging from $16 to $25 per square foot. Metal roofs are highly durable, lasting 40-70 years, and offer a modern aesthetic. However, installation can be more complex due to the need for precision.


    Slate materials are the most expensive option, costing $20 to $40 per square foot. Slate tile roofs can last over 100 years, providing a high-end, natural look but require skilled labor for installation due to the material's weight and fragility.

    Cedar Shingles are priced between $25 to $50 per square foot offer a rustic charm and, can last 20-50 years with proper maintenance.


    Rolled Roofs are the most economical option, priced between $5 to $8 per square foot. They are ideal for homeowners on a budget or those with low-slope or flat roofs. Rolled roofs can last 5-20 years.

  • How quickly can Master Roof respond to emergency storm damage repairs?

    Master Roof prioritizes emergency situations and aims to respond promptly to storm damage repair requests. We understand the urgency of such situations and strive to provide timely assessments and repairs to protect your home from further damage.


  • What types of roofing materials does Master Roof repair or replace after storm damage?

    Master Roof is experienced in repairing and replacing various roofing materials, including asphalt shingles, metal roofing, rubber roofing, and rolled roofing. 


    Our team is equipped to handle different types of roofs to restore your home's protection effectively.

  • How can I prevent future storm damage to my roof?

    Regular maintenance is key. Schedule periodic roof inspections, especially after severe weather events, to identify and address potential issues early. Ensure proper attic ventilation and insulation to prevent ice dams in winter. Keeping gutters clean and trimming overhanging branches can also reduce the risk of damage.


5 stars

Best roofing company ever! Roof was done so well and the team cleaned up the entire area after. Did everything according to code. We love the work and highly recommend Master Roof.

Antea A.

Roof Replacement

5 stars

No detail is too small for Wilson. He explains things thoroughly and works well with the insurance company. And most importantly they do excellent work!

Francis P.

Roof Insurance Repair

5 stars

Excellent work and great people to deal with. Backed by GAF warranty for labor and materials. We highly recomment this roofing company.

Mark M.

Roof Replacement

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